Helply Finance

Structured Project Finance.
Trusted Results.

India’s Institutional-Grade Project Funding Advisory.

We help you grow—with integrity, insight, and structure.

Consult Harshal Vijay Sanghani Now
Founder-led 100+ projects RBI-compliant
Harshal Vijay Sanghani
Consultant discussing financial plans with senior clients in a modern office setting, using documents and a laptop.

For Visionaries Building India’s Next Growth Engines.

Whether you’re scaling up, setting up a new plant, or launching a large project, structured finance is your foundation.

Your ambition, our structure.

Project Finance is Complex— And the Stakes Are High.

Bank rejection without clarity

Sudden rejections with no real explanation.

Tip: Honest structuring increases approval odds.
DSCR miscalculation

Critical ratio errors derail funding at the last minute.

Tip: Get DSCR validated before submission.
Weak project reports

Generic reports get ignored by banks.

Tip: Custom reports build credibility.
CMA data mismatches

Data gaps trigger red flags with lenders.

Tip: Align CMA with project projections.
Collateral confusion

Over/under collateralization risks rejection.

Tip: Structure collateral to optimize risk.
Long sanction timelines

Delays erode opportunity and morale.

Tip: Pre-empt bottlenecks with a checklist.
Agent-driven traps

Hidden commissions and misaligned incentives.

Tip: Choose transparent, advisory-led partners.
Hidden fees

Unexpected costs after sanction.

Tip: Demand full fee transparency upfront.
App-based instant loan scams

Shortcuts often end in regret.

Tip: Only trust RBI-compliant institutions.
Cash flow mismatch post-sanction

Repayments outpace project returns.

Tip: Align repayments with cash flow cycles.
Improper repayment structure

Rigid schedules increase risk of default.

Tip: Custom repayment plans ensure stability.
The emotional cost of mistakes:
You’re not alone. Most promoters face these, but few get honest guidance.

The Truth About Project Finance in India.

Project reports matter more than collateral.
A strong report opens doors even with limited security.
Myth-buster: Banks want feasibility, not just assets.
DSCR is the real sanction gatekeeper.
If DSCR fails, nothing else matters.
Tip: Calculate DSCR with expert guidance.
Structured repayment = project survival.
Repayment plans must match cash flow cycles.
Quick tip: Avoid rigid, one-size-fits-all structures.
Realistic promoter contribution is non-negotiable.
Banks test for real skin in the game.
Fact: Overstated equity is a red flag.
Banks won’t guide structuring—advisors must.
Lenders expect you to come prepared.
Tip: Invest in expert advisory early.
Commission agents risk long-term viability.
Shortcuts now, problems later.
Fact: Choose integrity over quick fixes.
Insider knowledge that protects your project.

We Don’t Just Arrange Project Finance.
We Structure Bankable Projects.

  1. Project report guidance
    Custom, bankable, and sector-specific.
  2. DSCR & cash flow analysis
    Ensure ratios meet sanction standards.
  3. CMA data support
    Align projections, avoid red flags.
  4. Multi-bank/NBFC comparison
    Access the best fit for your project.
  5. Term loan structuring
    Design terms to match project cycles.
  6. Moratorium planning
    Grace periods that support ramp-up.
  7. Repayment strategy
    Flexible, cash flow-aligned schedules.
  8. Risk mitigation
    Protect against common pitfalls.
  9. Transparent cost breakdown
    No hidden fees, ever.
  10. Honest feasibility assessment
    We say no if it’s not truly viable.
  11. Founder-led consultation
    Every case reviewed by Harshal Vijay Sanghani.
  12. WhatsApp-first advisory
    Direct, confidential, and always available.
Get Your Project Assessed – WhatsApp Harshal Now
Every case reviewed by Harshal Vijay Sanghani.
Project Finance Approval Blueprint India Edition Insider Banking Knowledge
Authority Guide

Project Finance Approval Blueprint – India Edition

Unlock the exact approval strategies used by top institutional lenders.

Avoid hidden traps, maximize sanction, and structure your project for success.

  • Real DSCR calculation methods
  • Project report best practices
  • CMA data secrets
  • Collateral & promoter contribution decoded
  • Repayment structuring
  • Red flags banks look for
Free for serious promoters

This guide prevents costly mistakes and arms you with insider knowledge banks never share.

Get My Blueprint – WhatsApp Now
My promise: No jargon, only actionable insights.

What You’ll Learn Inside

  • How to avoid DSCR pitfalls
  • Preparing a bulletproof project report
  • Navigating CMA data
  • Preventing hidden fee traps
  • Structuring repayments for stability
  • Insider checklist banks use
Knowledge that saves crores and months.
Get My Blueprint – WhatsApp Now
Confident woman in business attire smiling against a plain background.

Harshal Vijay Sanghani

Structured Finance Advisor

15+ years in institutional lending. Passionate about sustainable industrial growth.

Every project is reviewed personally. My goal: your long-term success.

What Indian Promoters Say

Pooja S. MSME Manufacturer
“Helply’s guidance made our expansion possible. Transparent, expert, and always available.”
Rohit Jain Real Estate Developer
“Bankable structuring, zero hidden fees. Harshal’s team is a cut above.”
Sana K. Renewable Energy Promoter
“They understood our project’s complexity—approval was smooth and fair.”
RBI-compliant Registered only with regulated institutions.
100+ projects structured Across 9+ sectors, pan-India.
15+ years expertise Founded by ex-bankers, 2008-present.
Zero hidden fees No commissions, no surprises.
100% transparent advisory Full disclosure, always.
Founder-reviewed cases Personal oversight by Harshal.
Your project, our integrity.

Frequently Asked Questions

Still have questions? WhatsApp Harshal now.

Ready for Structured Project Funding?

Limited project case reviews per month. Secure your consultation.

Only 5 reviews left this month
WhatsApp Harshal Vijay Sanghani – Start Now
Serious promoters only. 100% confidential.